Our friendly and knowledgeable team of Loan Officers are ready to serve you! See below for bios and individual contact info or send us a message and we can connect you directly to one of our LO’s.

Steve Lemmons
Steve LemmonsBranch

NMLS: #270866

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Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department“It’s not about the loans we do; it is about the hearts we change and the people we help.” -Steve Jacobson, Founder and CEO

My family and I moved to Arizona in 2010 and we absolutely love the desert. Being in the mortgage industry gives me the opportunity to help families and people accomplish their dreams, whether personal or financial. During my 25 years, I have worked on all sides of our business. I have been a processor, underwriter, and a realtor during my time in the industry, and having this background allows me to help and service customers with certainty and understanding on what it takes to get a mortgage done smoothly. Whether you are a first time home buyer, purchasing your 2nd or 3rd home or an investor; I am here to help. Give us a try, you will be happy you did.

AZ License #BK-0904162
Mobile Number: 520-861-1678

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Cindy McKearney
Cindy McKearneySenior Loan Officer - Reverse Mortgage
NMLS: #404760
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Cindy is an industry expert with over 30 years of mortgage lending experience in the local Tucson community. Her vast knowledge includes management, operations, servicing, origination, secondary marketing, and past ownership of her own mortgage brokerage company, Cimarron Mortgage. With this experience, Cindy has a unique insight into the needs of clients during the detailed loan process. She also has the depth of experience to ensure that it will be smooth and trouble free. As a Certified Reverse Mortgage Professional, Cindy has demonstrated knowledge and competency in the area of Reverse Mortgage lending and is dedicated to upholding high standards of ethical and professional practice in the industry. Cindy believes in treating clients like family and strives every day to treat others like she would like to be treated and yes, she lives by the “Golden Rule”. Cindy is married to the love of her life Tom, and has one son, Joshuah. She enjoys playing golf, traveling, and spending time with family and friends.

AZ License #BK-0904162
Mobile Number: 520-240-9104

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Bryan Collins
Bryan CollinsSenior Loan

NMLS: #1482172

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Born and raised in Tucson, I am a husband and dad of two teenage boys and three rambunctious rescue dogs. My wife and I love to work on home renovations and projects on the weekends and hope to finally finish someday! I’ve worked at a couple of different mortgage companies since I started in the business in 2015 but have no plans of leaving Fairway. No one beats Fairway’s customer centered business model that ensures a comfortable process for everyone involved in the loan transaction. I’ve never had so many happy repeat customers. From new home purchases to our many refinance options, I'd be happy to work with you to determine the best loan products available for your unique situation and get you into the home of your dreams! Feel free to give me a call anytime.

AZ License #BK-0904162

Mobile Number: 520-304-7307

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Roman Lopez
Roman LopezLoan

NMLS: #1653442

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I am a born and raised Tucson native. I attended the University of Arizona where I received my degree at The Eller College of Management. I have been in the mortgage industry for four years as a loan officer with Fairway. Starting in the business under a fast-paced, goal-oriented team allowed me to work on thousands of transactions and build a decade’s worth of experience and knowledge in a short amount of time. Whether you are a first-time homebuyer, move-up buyer, or skilled investor my goal is to find you the best financing product and make the home buying process as simple as possible for my clients and referral partners.

AZ License #BK-0904162

Mobile Number: 520-585-6484

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Christina Wolf
Christina WolfLoan

NMLS: #1960536

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I grew up in a town of 282 friendly people in Anamoose ND. after I graduated from college having lived in Fargo, ND until 2017, my husband and I decided to escape the snow and cold, packing up everything we own, and we moved to sunny Tucson, AZ. We have been blessed with two children, a daughter who is 13 and a son who is 10. Our family also includes two rescue dogs, one we adopted from PACC and another from Smiling Dog Rescue. In my spare time, I enjoy doing DIY projects with my husband and just spending time as a family. We spend a lot of time in ND in the summers with friends and family, which has been a huge blessing and one of the reasons why I chose to be a licensed loan officer in both AZ and ND. Both states will have a piece of my heart forever. :)

Having worked in the mortgage industry since 2009 the main reason why I love working for Fairway is because of the people and the genuine care for each borrower that is given, not to mention how wonderful they are to their employees and the communities they serve. The “Fairway Cares” program has had a huge personal impact on me and so many families and friends around me.

AZ License #BK-0904162

Mobile Number: 520-231-7003

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Lane Tucker
Lane TuckerLicensed Loan

NMLS: #2324189

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I was born in a small town in Wyoming where I quickly learned the value of possessing traits like work ethic, communication, and honesty. I attended college at North Dakota State University where I received my MBA and also won four national championships as a part of the football team. I started in the mortgage industry under a fast-paced, goal-oriented team that allowed me to work on hundreds of transactions and build years’ worth of experience and knowledge in a short amount of time. My dedication to the customer and not a paycheck allows me to find the best financing product available. Whether you’re a first-time home buyer or a Veteran buying your tenth home, I will do anything in my power to make the home buying process as stress-free and pleasant as possible.

AZ License #1039279
Mobile Number: 307-622-3249

Jessica Moats
Jessica MoatsLoan Officer

NMLS: #991974

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I am a Senior Loan Officer and I am a Tucson, Arizona native and am blessed enough to be able to raise my own family here. I know and follow the local markets very closely. I have helped hundreds of Clients purchase homes all throughout Arizona. Purchasing a home is one of the most important purchases you will make so I pride myself in making sure you are in the very best loan program available. My goal is to build a lifelong relationship with my Clients, one closed loan at a time!
Tori Llamas
Tori LlamasBranch Production Manager

NMLS: #2019700

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I am an Arizona native but moved to Tucson about 8 years ago. I’ve been in the mortgage industry just over 3 years but have been in the customer service industry for about 10 years. It’s been a joy learning the intricacies of the mortgage world and then using that to best serve our clients. My goal is for clients to always leave a transaction with more information than they started with and always feel that they can reach out for support, even after their loan has closed.


6879 N Oracle Rd.
Suite #125,
Tucson AZ 85704


(520) 467-7150

Hours of Operation:

M-F: 8:00am - 5:00pm

Customer Service Info:

Complaints may be directed to:
(877) 699-0353 or Email us:

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Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800.
All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. (
Licensed In: AZ, CA, HI, ND