A jumbo loan, or non-conforming mortgage, allows you to purchase more expensive homes with a loan amount above the conforming limit set by the Federal Housing Finance Agency. In most areas of the country, the conventional conforming loan limit is $647,200; however, the limit is $970,800 in higher cost areas.

If you have a low debt-to-income (DTI) ratio and a higher credit score, but you don’t have enough funds to bring the loan amount under the conforming limit, a jumbo loan might be the right option for you.

Jumbo Loan Highlights

  • Finance a home over the maximum loan amount established by the Federal Housing Finance Agency
  • Higher purchase limits allow borrowers to purchase more house
  • Convenience of one loan for the entire loan amount
  • Primary residence, second home, or investment property
  • Fixed-rate or adjustable-rate mortgages (ARM)
  • 15-, 20- and 30-year fixed-rate terms
  • Loan-to-value ratio (LTV)* up to 89.99%
  • A minimum 680 credit score
Note: Properties located in New York are ineligible, and Texas 50(a)(6) is not permitted. Exceptions are not allowed.

At Fairway Independent Mortgage Corporation, we have jumbo financing available that allows borrowers to finance a primary residence or second home up to $3,000,000! This jumbo financing program is not limited to repeat buyers; first-time homebuyers may also be eligible for this mortgage option.


6879 N Oracle Rd.
Suite #125,
Tucson AZ 85704


(520) 467-7150

Hours of Operation:

M-F: 8:00am - 5:00pm

Customer Service Info:

Complaints may be directed to:
(877) 699-0353 or Email us: customerservice@fairwaymc.com

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Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800.
All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. (http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2289)
Licensed In: AZ, CA, HI, ND