Keep originals or be able to access on your employer/bank sites all pay-stubs, bank statements and other important financial documents.

Notify your Loan Officer or Loan Coordinator if you plan to receive gift funds for closing. Gift funds are acceptable only if certain criteria are met. Advances from credit cards for down payment / closing costs are never acceptable.

Provide all documentation for the sale of your current home, including sales contract, closing statement, employer relocation/buy-out program if applicable.

Be aware that a new credit report could be pulled just prior to closing.

Make major purchases prior or during to closing such as new car, furniture, appliances, etc. as this may impact your qualifying amount.

Change jobs/employer without inquiring about the impact this change might have on your loan.

Close or open any asset accounts or transfer funds between accounts without asking your loan officer about the proper documentation required for your loan. For example, before transferring all funds from your savings to your checking, check with your loan officer.

Open or increase any liabilities, including credit cards, student loans or other lines of credit during the loan process as it may impact your qualifying amount.